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Mayo CDP, MD

ZIP 21037 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21037

Median Home Value
$530,900
Median Rent
$1,954
Affordability Snapshot
$146,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,410/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21037 in Mayo CDP, MD, a household would need roughly $146,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,410. That is roughly in line with the local median household income ($135,541). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
89.3%+37% vs US avg
x
Vacancy Rate
8.6%-16% vs US avg
x
Broadband Access
95.6%+10% vs US avg
x
4+ Bedrooms
9.9%-33% vs US avg
x
Built Pre-1939
7.6%-41% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
31.5%-37% vs US avg
x
Mortgage-Free
24.7%-35% vs US avg
x
$530,900
Home Value
$1,954
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.7%
  • 1-unit attached10.0%
  • 2-9 units0.7%
  • 10+ units2.4%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$530,900
Median rent$1,954
Owner-occupied89.3%
Vacant8.6%
Price-to-income3.9x
Est. income to buy$146,000