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Aspen Hill CDP, MD

ZIP 20906 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20906

Median Home Value
$440,600
Median Rent
$1,796
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,830/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20906 in Aspen Hill CDP, MD, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,830. That is about 30% above the local median household income ($92,964), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.8%+2% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
7.6%-49% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
36.8%-26% vs US avg
x
Mortgage-Free
35.9%-6% vs US avg
x
$440,600
Home Value
$1,796
Rent
1977
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached34.9%
  • 1-unit attached19.5%
  • 2-9 units11.2%
  • 10+ units34.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$440,600
Median rent$1,796
Owner-occupied66.8%
Vacant4.3%
Price-to-income4.7x
Est. income to buy$121,000