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Damascus CDP, MD

ZIP 20872 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20872

Median Home Value
$478,300
Median Rent
$1,598
Affordability Snapshot
$132,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,072/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20872 in Damascus CDP, MD, a household would need roughly $132,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,072. That is roughly in line with the local median household income ($132,804). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.1%+36% vs US avg
x
Vacancy Rate
4.6%-55% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
13.1%-12% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
12.3%-75% vs US avg
x
Mortgage-Free
28.8%-25% vs US avg
x
$478,300
Home Value
$1,598
Rent
1982
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.9%
  • 1-unit attached15.0%
  • 2-9 units2.6%
  • 10+ units7.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$478,300
Median rent$1,598
Owner-occupied89.1%
Vacant4.6%
Price-to-income3.6x
Est. income to buy$132,000