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Ashton-Sandy Spring CDP, MD

ZIP 20860 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20860

Median Home Value
$665,000
Median Rent
$1,300
Affordability Snapshot
$183,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,272/mo PITI).

42.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20860 in Ashton-Sandy Spring CDP, MD, a household would need roughly $183,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,272. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.5%+31% vs US avg
x
Vacancy Rate
10.6%+3% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
15.4%+4% vs US avg
x
Built Pre-1939
2.1%-83% vs US avg
x
Built Post-2014
3.5%-49% vs US avg
x
Rent Burden >30%
29.1%-41% vs US avg
x
Mortgage-Free
19.4%-49% vs US avg
x
$665,000
Home Value
$1,300
Rent
1989
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.0%
  • 1-unit attached34.6%
  • 2-9 units1.8%
  • 10+ units12.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$665,000
Median rent$1,300
Owner-occupied85.5%
Vacant10.6%
Est. income to buy$183,000