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North Bethesda CDP, MD

ZIP 20852 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20852

Median Home Value
$646,100
Median Rent
$2,101
Affordability Snapshot
$178,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,150/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20852 in North Bethesda CDP, MD, a household would need roughly $178,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,150. That is about 47% above the local median household income ($121,496), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
41.7%-36% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
2.1%-84% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
38.6%+1% vs US avg
x
$646,100
Home Value
$2,101
Rent
1984
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached21.9%
  • 1-unit attached11.4%
  • 2-9 units6.6%
  • 10+ units60.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$646,100
Median rent$2,101
Owner-occupied41.7%
Vacant6.0%
Price-to-income5.3x
Est. income to buy$178,000