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Bethesda CDP, MD

ZIP 20817 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20817

Median Home Value
$1,142,300
Median Rent
$3,022
Affordability Snapshot
$314,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,338/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20817 in Bethesda CDP, MD, a household would need roughly $314,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,338. That is about 31% above the local median household income ($240,104), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.3%+26% vs US avg
x
Vacancy Rate
5.4%-47% vs US avg
x
Broadband Access
97.0%+12% vs US avg
x
4+ Bedrooms
31.0%+109% vs US avg
x
Built Pre-1939
5.9%-54% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
19.9%-60% vs US avg
x
Mortgage-Free
31.6%-17% vs US avg
x
$1,142,300
Home Value
$3,022
Rent
1968
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.8%
  • 1-unit attached6.9%
  • 2-9 units1.6%
  • 10+ units12.9%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,142,300
Median rent$3,022
Owner-occupied82.3%
Vacant5.4%
Price-to-income4.8x
Est. income to buy$314,000