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Bowie city, MD

ZIP 20715 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20715

Median Home Value
$437,600
Median Rent
$2,161
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,811/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20715 in Bowie city, MD, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,811. That sits below the local median household income ($139,962), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
92.6%+42% vs US avg
x
Vacancy Rate
2.2%-79% vs US avg
x
Broadband Access
97.5%+12% vs US avg
x
4+ Bedrooms
10.9%-26% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
17.9%-64% vs US avg
x
Mortgage-Free
18.9%-51% vs US avg
x
$437,600
Home Value
$2,161
Rent
1966
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.8%
  • 1-unit attached7.5%
  • 2-9 units0.6%
  • 10+ units1.0%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$437,600
Median rent$2,161
Owner-occupied92.6%
Vacant2.2%
Price-to-income3.1x
Est. income to buy$120,000