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Beltsville CDP, MD

ZIP 20705 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20705

Median Home Value
$423,000
Median Rent
$1,720
Affordability Snapshot
$116,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,717/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20705 in Beltsville CDP, MD, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,717. That is roughly in line with the local median household income ($106,691). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.6%+0% vs US avg
x
Vacancy Rate
5.0%-52% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
14.6%-2% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
13.5%-73% vs US avg
x
Mortgage-Free
26.1%-32% vs US avg
x
$423,000
Home Value
$1,720
Rent
1974
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.1%
  • 1-unit attached13.7%
  • 2-9 units5.2%
  • 10+ units28.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$423,000
Median rent$1,720
Owner-occupied65.6%
Vacant5.0%
Price-to-income4.0x
Est. income to buy$116,000