ZIP Code 20629 — Solomons CDP, MD Demographics & Data

ZIP code 20629 covers Solomons, MD in Calvert County with a population of about 1,067.

At a glance, the area shows median age of 60.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-5; the WASHINGTON, DC (HAGRSTWN) media market.

Solomons, MD fits a retirement-oriented profile (high share of residents 65+ (45.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 20629 is about $90,400 — about 20% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.1%; unemployment rate near 0.0%; 42.4% of adults with a bachelor’s degree or higher (about 8.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Public administration; about 37.6% of workers reporting work-from-home (about 22.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $459,500 — about 32% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 94.0% (about 28.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20629 in Solomons, MD, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,952. That is about 40% above the local median household income ($90,400), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Solomons CDP, MD as Very Low (composite score 28.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (81.7) and wildfire (52.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Solomons CDP, MD show little to no average snow.

IRS migration statistics show a net inflow of about 63 for ZIP 20629 (Solomons CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.