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Baden CDP, MD

ZIP 20613 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20613

Median Home Value
$511,600
Median Rent
$2,046
Affordability Snapshot
$141,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,286/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20613 in Baden CDP, MD, a household would need roughly $141,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,286. That is roughly in line with the local median household income ($149,821). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
96.1%+47% vs US avg
x
Vacancy Rate
2.1%-79% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
17.9%+21% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
9.1%+32% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
20.2%-47% vs US avg
x
$511,600
Home Value
$2,046
Rent
2002
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.7%
  • 1-unit attached11.7%
  • 2-9 units0.6%
  • 10+ units0.2%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$511,600
Median rent$2,046
Owner-occupied96.1%
Vacant2.1%
Price-to-income3.4x
Est. income to buy$141,000