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Accokeek CDP, MD

ZIP 20607 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20607

Median Home Value
$522,900
Median Rent
$2,566
Affordability Snapshot
$144,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,359/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20607 in Accokeek CDP, MD, a household would need roughly $144,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,359. That is roughly in line with the local median household income ($147,647). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
98.1%+50% vs US avg
x
Vacancy Rate
2.2%-79% vs US avg
x
Broadband Access
98.2%+13% vs US avg
x
4+ Bedrooms
30.7%+107% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
5.0%-28% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
15.7%-59% vs US avg
x
$522,900
Home Value
$2,566
Rent
1998
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.2%
  • 1-unit attached5.4%
  • 2-9 units0.0%
  • 10+ units1.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$522,900
Median rent$2,566
Owner-occupied98.1%
Vacant2.2%
Price-to-income3.5x
Est. income to buy$144,000