US5.com
  1. Home
  2. States
  3. Virginia
  4. ZIP 20187
  5. Housing & Real Estate
New Baltimore CDP, VA

ZIP 20187 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20187

Median Home Value
$601,700
Median Rent
$1,703
Affordability Snapshot
$166,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,865/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20187 in New Baltimore CDP, VA, a household would need roughly $166,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,865. That is roughly in line with the local median household income ($166,113). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
91.0%+39% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
96.1%+10% vs US avg
x
4+ Bedrooms
15.1%+2% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
15.4%-69% vs US avg
x
Mortgage-Free
22.4%-41% vs US avg
x
$601,700
Home Value
$1,703
Rent
1988
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.8%
  • 1-unit attached0.8%
  • 2-9 units0.8%
  • 10+ units1.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$601,700
Median rent$1,703
Owner-occupied91.0%
Vacant3.9%
Price-to-income3.6x
Est. income to buy$166,000