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Cascades CDP, VA

ZIP 20165 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20165

Median Home Value
$661,300
Median Rent
$2,284
Affordability Snapshot
$182,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,248/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20165 in Cascades CDP, VA, a household would need roughly $182,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,248. That is roughly in line with the local median household income ($185,594). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
77.6%+19% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
97.8%+12% vs US avg
x
4+ Bedrooms
13.7%-8% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
24.8%-50% vs US avg
x
Mortgage-Free
19.6%-49% vs US avg
x
$661,300
Home Value
$2,284
Rent
1994
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.9%
  • 1-unit attached34.4%
  • 2-9 units4.2%
  • 10+ units13.2%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$661,300
Median rent$2,284
Owner-occupied77.6%
Vacant3.1%
Price-to-income3.6x
Est. income to buy$182,000