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Washington city, DC

ZIP 20012 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20012

Median Home Value
$838,200
Median Rent
$1,551
Affordability Snapshot
$231,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,384/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

45.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20012 in Washington city, DC, a household would need roughly $231,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,384. That is about 80% above the local median household income ($128,234), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.8%-4% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
87.5%+1% vs US avg
x
4+ Bedrooms
10.9%-26% vs US avg
x
Built Pre-1939
14.3%+12% vs US avg
x
Built Post-2014
2.9%-58% vs US avg
x
Rent Burden >30%
20.1%-60% vs US avg
x
Mortgage-Free
18.7%-51% vs US avg
x
$838,200
Home Value
$1,551
Rent
1948
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.3%
  • 1-unit attached15.1%
  • 2-9 units7.6%
  • 10+ units33.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$838,200
Median rent$1,551
Owner-occupied62.8%
Vacant5.9%
Price-to-income6.5x
Est. income to buy$231,000