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Washington city, DC

ZIP 20003 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20003

Median Home Value
$954,200
Median Rent
$2,505
Affordability Snapshot
$263,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,130/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20003 in Washington city, DC, a household would need roughly $263,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,130. That is about 65% above the local median household income ($159,604), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
38.5%-41% vs US avg
x
Vacancy Rate
9.5%-8% vs US avg
x
Broadband Access
95.3%+9% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
7.9%+14% vs US avg
x
Rent Burden >30%
10.3%-79% vs US avg
x
Mortgage-Free
23.3%-39% vs US avg
x
$954,200
Home Value
$2,505
Rent
1994
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.9%
  • 1-unit attached30.7%
  • 2-9 units14.3%
  • 10+ units53.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$954,200
Median rent$2,505
Owner-occupied38.5%
Vacant9.5%
Price-to-income6.0x
Est. income to buy$263,000