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Smyrna town, DE

ZIP 19977 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19977

Median Home Value
$311,800
Median Rent
$1,212
Affordability Snapshot
$86,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,003/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19977 in Smyrna town, DE, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,003. That is roughly in line with the local median household income ($78,803). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.1%+27% vs US avg
x
Vacancy Rate
6.5%-37% vs US avg
x
Broadband Access
92.7%+7% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
4.0%-42% vs US avg
x
Rent Burden >30%
21.8%-56% vs US avg
x
Mortgage-Free
25.3%-34% vs US avg
x
$311,800
Home Value
$1,212
Rent
2002
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.7%
  • 1-unit attached19.8%
  • 2-9 units10.2%
  • 10+ units2.1%
  • Mobile home & other6.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$311,800
Median rent$1,212
Owner-occupied83.1%
Vacant6.5%
Price-to-income4.0x
Est. income to buy$86,000