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Wilmington city, DE

ZIP 19809 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19809

Median Home Value
$308,900
Median Rent
$1,250
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,984/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19809 in Wilmington city, DE, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,984. That is roughly in line with the local median household income ($85,988). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
69.3%+6% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
95.4%+10% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
21.4%+68% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
27.0%-46% vs US avg
x
Mortgage-Free
26.9%-29% vs US avg
x
$308,900
Home Value
$1,250
Rent
1957
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.2%
  • 1-unit attached9.8%
  • 2-9 units19.6%
  • 10+ units10.1%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$308,900
Median rent$1,250
Owner-occupied69.3%
Vacant4.5%
Price-to-income3.6x
Est. income to buy$85,000