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Wilmington city, DE

ZIP 19801 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19801

Median Home Value
$196,000
Median Rent
$964
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,259/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19801 in Wilmington city, DE, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,259. That is about 21% above the local median household income ($44,505), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
29.2%-55% vs US avg
x
Vacancy Rate
14.4%+40% vs US avg
x
Broadband Access
85.8%-1% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
18.3%-63% vs US avg
x
Mortgage-Free
28.3%-26% vs US avg
x
$196,000
Home Value
$964
Rent
1958
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached8.3%
  • 1-unit attached36.9%
  • 2-9 units19.8%
  • 10+ units34.5%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$196,000
Median rent$964
Owner-occupied29.2%
Vacant14.4%
Price-to-income4.4x
Est. income to buy$54,000