ZIP Code 19709 — Middletown town, DE Demographics & Data

ZIP code 19709 covers Middletown, DE in New Castle County with a population of about 50,542.

At a glance, the area shows median age of 40.2 (near the U.S. median).

It sits in telephone area code 302; U.S. House district DE-00; the PHILADELPHIA media market.

Median household income in ZIP 19709 is about $129,971 — about 73% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.8%; unemployment rate near 5.3%; 49.1% of adults with a bachelor’s degree or higher (about 15.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Finance and insurance, and Education; about 18.2% of workers reporting work-from-home (about 3.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $444,900 — about 28% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,364 (about 17% above the U.S. median rent ($1,163)), and owner-occupancy near 86.3% (about 20.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 19709 in Middletown, DE, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,858. That is roughly in line with the local median household income ($129,971). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Middletown town, DE as Relatively High (composite score 95.3), which is among the highest nationally. The strongest component scores on US5 are flood (97.6) and hurricane (88.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Middletown town, DE show little to no average snow and around 47.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,352 for ZIP 19709 (Middletown town, DE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.