US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 19601
  5. Housing & Real Estate
Reading city, PA

ZIP 19601 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19601

Median Home Value
$110,700
Median Rent
$821
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$711/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19601 in Reading city, PA, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $711. That sits below the local median household income ($41,133), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
37.3%-43% vs US avg
x
Vacancy Rate
8.8%-14% vs US avg
x
Broadband Access
81.6%-6% vs US avg
x
4+ Bedrooms
18.1%+22% vs US avg
x
Built Pre-1939
6.8%-46% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
28.9%-42% vs US avg
x
Mortgage-Free
54.1%+42% vs US avg
x
$110,700
Home Value
$821
Rent
1938
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached12.3%
  • 1-unit attached48.4%
  • 2-9 units23.0%
  • 10+ units15.9%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$110,700
Median rent$821
Owner-occupied37.3%
Vacant8.8%
Price-to-income2.7x
Est. income to buy$30,000