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Philadelphia city, PA

ZIP 19140 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19140

Median Home Value
$101,100
Median Rent
$827
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$649/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

10.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19140 in Philadelphia city, PA, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $649. That sits below the local median household income ($33,149), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.6%-16% vs US avg
x
Vacancy Rate
11.0%+7% vs US avg
x
Broadband Access
79.1%-9% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
13.6%+6% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
40.0%-19% vs US avg
x
Mortgage-Free
66.0%+73% vs US avg
x
$101,100
Home Value
$827
Rent
1938
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached9.0%
  • 1-unit attached73.3%
  • 2-9 units10.5%
  • 10+ units5.9%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$101,100
Median rent$827
Owner-occupied54.6%
Vacant11.0%
Price-to-income3.0x
Est. income to buy$28,000