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Philadelphia city, PA

ZIP 19130 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19130

Median Home Value
$483,500
Median Rent
$1,743
Affordability Snapshot
$133,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,106/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19130 in Philadelphia city, PA, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,106. That is about 20% above the local median household income ($110,436), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
38.7%-41% vs US avg
x
Vacancy Rate
8.8%-15% vs US avg
x
Broadband Access
95.9%+10% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
4.2%-68% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
15.8%-68% vs US avg
x
Mortgage-Free
27.5%-28% vs US avg
x
$483,500
Home Value
$1,743
Rent
1956
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached2.6%
  • 1-unit attached27.7%
  • 2-9 units28.0%
  • 10+ units41.6%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$483,500
Median rent$1,743
Owner-occupied38.7%
Vacant8.8%
Price-to-income4.4x
Est. income to buy$133,000