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Philadelphia city, PA

ZIP 19128 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19128

Median Home Value
$330,800
Median Rent
$1,451
Affordability Snapshot
$91,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,125/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19128 in Philadelphia city, PA, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,125. That is roughly in line with the local median household income ($89,639). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.8%-13% vs US avg
x
Vacancy Rate
5.7%-45% vs US avg
x
Broadband Access
92.9%+7% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
7.0%-46% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
11.5%-77% vs US avg
x
Mortgage-Free
32.5%-15% vs US avg
x
$330,800
Home Value
$1,451
Rent
1961
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached16.3%
  • 1-unit attached43.7%
  • 2-9 units19.0%
  • 10+ units19.7%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$330,800
Median rent$1,451
Owner-occupied56.8%
Vacant5.7%
Price-to-income3.7x
Est. income to buy$91,000