US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 19107
  5. Housing & Real Estate
Philadelphia city, PA

ZIP 19107 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19107

Median Home Value
$452,500
Median Rent
$1,611
Affordability Snapshot
$125,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,907/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19107 in Philadelphia city, PA, a household would need roughly $125,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,907. That is about 78% above the local median household income ($70,382), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
16.0%-76% vs US avg
x
Vacancy Rate
10.9%+5% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
20.2%-59% vs US avg
x
Mortgage-Free
37.2%-3% vs US avg
x
$452,500
Home Value
$1,611
Rent
1938
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.0%
  • 1-unit attached4.3%
  • 2-9 units24.4%
  • 10+ units70.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$452,500
Median rent$1,611
Owner-occupied16.0%
Vacant10.9%
Price-to-income6.4x
Est. income to buy$125,000