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Horsham CDP, PA

ZIP 19040 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19040

Median Home Value
$367,700
Median Rent
$1,566
Affordability Snapshot
$101,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,362/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19040 in Horsham CDP, PA, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,362. That is roughly in line with the local median household income ($109,207). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.5%+11% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
92.5%+6% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
10.2%-21% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
25.3%-49% vs US avg
x
Mortgage-Free
29.4%-23% vs US avg
x
$367,700
Home Value
$1,566
Rent
1958
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.0%
  • 1-unit attached10.0%
  • 2-9 units8.6%
  • 10+ units15.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$367,700
Median rent$1,566
Owner-occupied72.5%
Vacant4.5%
Price-to-income3.4x
Est. income to buy$101,000