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Chester city, PA

ZIP 19013 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19013

Median Home Value
$85,200
Median Rent
$922
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$547/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19013 in Chester city, PA, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $547. That sits below the local median household income ($39,416), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
39.8%-39% vs US avg
x
Vacancy Rate
15.7%+52% vs US avg
x
Broadband Access
85.9%-1% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
17.5%+37% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
32.2%-35% vs US avg
x
Mortgage-Free
56.0%+46% vs US avg
x
$85,200
Home Value
$922
Rent
1948
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached8.6%
  • 1-unit attached65.3%
  • 2-9 units13.9%
  • 10+ units12.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$85,200
Median rent$922
Owner-occupied39.8%
Vacant15.7%
Price-to-income2.2x
Est. income to buy$23,000