ZIP Code 18964 — Souderton borough, PA Demographics & Data

ZIP code 18964 covers Souderton, PA in Montgomery County with a population of about 14,422.

At a glance, the area shows median age of 40.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 215, 267, 445; U.S. House district PA-1; the PHILADELPHIA media market.

Median household income in ZIP 18964 is about $94,291 — about 25% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.6%; unemployment rate near 2.7%; 40.1% of adults with a bachelor’s degree or higher (about 6.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 16.2% of workers reporting work-from-home (about 1.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $339,700 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,184 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 68.3% (about 2.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 18964 in Souderton, PA, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,182. That is roughly in line with the local median household income ($94,291). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Souderton borough, PA as Relatively High (composite score 96.8), which is among the highest nationally. The strongest component scores on US5 are flood (98.2) and hurricane (89.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Souderton borough, PA show little to no average snow and around 51.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 657 for ZIP 18964 (Souderton borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.