ZIP Code 18936 — Montgomeryville CDP, PA Demographics & Data

ZIP code 18936 covers Montgomeryville, PA in Montgomery County with a population of about 288.

At a glance, the area shows median age of 42.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 215, 267, 445; U.S. House district PA-1; the PHILADELPHIA media market.

Montgomeryville, PA sits in a university / college context (near saint charles borromeo seminary-overbrook (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 18936 is about $250,001 — about 233% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 84.7% of adults with a bachelor’s degree or higher (about 51.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Transportation; about 5.2% of workers reporting work-from-home (about 10.0 points below the U.S. share (15.2%)); a mean commute of about 165.0 minutes (U.S. average near 26.8).

Median home value is about $282,500 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.1% (about 24.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 18936 in Montgomeryville, PA, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,815. That sits below the local median household income ($250,001), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Montgomeryville CDP, PA as Relatively High (composite score 96.8), which is among the highest nationally. The strongest component scores on US5 are flood (98.2) and hurricane (89.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Montgomeryville CDP, PA show little to no average snow.

IRS migration statistics show a net inflow of about 13 for ZIP 18936 (Montgomeryville CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.