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Plumsteadville CDP, PA

ZIP 18902 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18902

Median Home Value
$637,700
Median Rent
$1,804
Affordability Snapshot
$176,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,096/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18902 in Plumsteadville CDP, PA, a household would need roughly $176,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,096. That is roughly in line with the local median household income ($164,482). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
92.3%+41% vs US avg
x
Vacancy Rate
2.7%-73% vs US avg
x
Broadband Access
98.4%+13% vs US avg
x
4+ Bedrooms
12.8%-13% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
14.9%-70% vs US avg
x
Mortgage-Free
32.5%-15% vs US avg
x
$637,700
Home Value
$1,804
Rent
1993
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.8%
  • 1-unit attached18.3%
  • 2-9 units2.7%
  • 10+ units0.3%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$637,700
Median rent$1,804
Owner-occupied92.3%
Vacant2.7%
Price-to-income3.9x
Est. income to buy$176,000