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Wilkes-Barre city, PA

ZIP 18705 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18705

Median Home Value
$122,800
Median Rent
$725
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$789/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18705 in Wilkes-Barre city, PA, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $789. That sits below the local median household income ($61,293), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.9%-2% vs US avg
x
Vacancy Rate
14.2%+38% vs US avg
x
Broadband Access
87.1%+0% vs US avg
x
4+ Bedrooms
3.0%-79% vs US avg
x
Built Pre-1939
10.1%-21% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
18.0%-64% vs US avg
x
Mortgage-Free
50.0%+31% vs US avg
x
$122,800
Home Value
$725
Rent
1940
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.4%
  • 1-unit attached17.2%
  • 2-9 units16.4%
  • 10+ units1.0%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$122,800
Median rent$725
Owner-occupied63.9%
Vacant14.2%
Price-to-income2.0x
Est. income to buy$34,000