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Mocanaqua CDP, PA

ZIP 18655 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18655

Median Home Value
$167,000
Median Rent
$670
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,073/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18655 in Mocanaqua CDP, PA, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,073. That sits below the local median household income ($68,362), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.7%+28% vs US avg
x
Vacancy Rate
17.2%+67% vs US avg
x
Broadband Access
81.7%-6% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
7.1%-44% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
54.8%+43% vs US avg
x
$167,000
Home Value
$670
Rent
1970
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.2%
  • 1-unit attached3.0%
  • 2-9 units4.7%
  • 10+ units1.5%
  • Mobile home & other8.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$167,000
Median rent$670
Owner-occupied83.7%
Vacant17.2%
Price-to-income2.4x
Est. income to buy$46,000