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Nescopeck borough, PA

ZIP 18635 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18635

Median Home Value
$187,300
Median Rent
$724
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,203/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18635 in Nescopeck borough, PA, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,203. That sits below the local median household income ($70,774), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.0%+27% vs US avg
x
Vacancy Rate
9.9%-4% vs US avg
x
Broadband Access
85.9%-1% vs US avg
x
4+ Bedrooms
1.9%-88% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
20.8%-58% vs US avg
x
Mortgage-Free
50.5%+32% vs US avg
x
$187,300
Home Value
$724
Rent
1966
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.5%
  • 1-unit attached2.7%
  • 2-9 units12.3%
  • 10+ units0.9%
  • Mobile home & other6.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$187,300
Median rent$724
Owner-occupied83.0%
Vacant9.9%
Price-to-income2.6x
Est. income to buy$52,000