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ZIP 18105 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18105

Median Home Value
$151,500
Median Rent
$1,200
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$973/mo PITI).

40%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

10.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18105, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $973. That is about 18% above the local median household income ($35,726), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
9.5%-85% vs US avg
x
Vacancy Rate
7.9%-23% vs US avg
x
Broadband Access
75.4%-13% vs US avg
x
4+ Bedrooms
0.5%-96% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
2.8%-60% vs US avg
x
Rent Burden >30%
27.7%-44% vs US avg
x
Mortgage-Free
64.0%+67% vs US avg
x
$151,500
Home Value
$1,200
Rent
1960
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached2.9%
  • 1-unit attached12.0%
  • 2-9 units36.5%
  • 10+ units48.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$151,500
Median rent$1,200
Owner-occupied9.5%
Vacant7.9%
Price-to-income4.2x
Est. income to buy$42,000