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Allentown city, PA

ZIP 18103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18103

Median Home Value
$242,400
Median Rent
$1,190
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,557/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18103 in Allentown city, PA, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,557. That is roughly in line with the local median household income ($72,545). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.0%-5% vs US avg
x
Vacancy Rate
5.0%-51% vs US avg
x
Broadband Access
88.1%+1% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
8.9%-31% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
26.9%-46% vs US avg
x
Mortgage-Free
36.9%-3% vs US avg
x
$242,400
Home Value
$1,190
Rent
1964
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.9%
  • 1-unit attached22.5%
  • 2-9 units14.3%
  • 10+ units12.0%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$242,400
Median rent$1,190
Owner-occupied62.0%
Vacant5.0%
Price-to-income3.3x
Est. income to buy$67,000