Median home value is about $153,800 — about 56% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,208 (about 4% above the U.S. median rent ($1,163)), and owner-occupancy near 7.7% (about 57.7 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 18101 in Allentown, PA, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $988. That is roughly in line with the local median household income ($41,542). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.