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Spring Mount CDP, PA

ZIP 18074 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18074

Median Home Value
$388,000
Median Rent
$786
Affordability Snapshot
$107,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,492/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

41.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18074 in Spring Mount CDP, PA, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,492. That sits below the local median household income ($126,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
96.6%+48% vs US avg
x
Vacancy Rate
2.2%-78% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
4.0%-92% vs US avg
x
Mortgage-Free
29.6%-23% vs US avg
x
$388,000
Home Value
$786
Rent
1978
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.3%
  • 1-unit attached13.4%
  • 2-9 units0.5%
  • 10+ units0.0%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$388,000
Median rent$786
Owner-occupied96.6%
Vacant2.2%
Price-to-income3.1x
Est. income to buy$107,000