US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 18037
  5. Housing & Real Estate
Coplay borough, PA

ZIP 18037 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18037

Median Home Value
$240,500
Median Rent
$975
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,545/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18037 in Coplay borough, PA, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,545. That sits below the local median household income ($82,710), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.5%+28% vs US avg
x
Vacancy Rate
2.6%-75% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
2.4%-82% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
20.9%-58% vs US avg
x
Mortgage-Free
39.3%+3% vs US avg
x
$240,500
Home Value
$975
Rent
1974
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.4%
  • 1-unit attached28.0%
  • 2-9 units8.8%
  • 10+ units2.1%
  • Mobile home & other6.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$240,500
Median rent$975
Owner-occupied83.5%
Vacant2.6%
Price-to-income2.9x
Est. income to buy$66,000