ZIP Code 17254 — Scotland CDP, PA Demographics & Data

ZIP code 17254 covers Scotland, PA in Franklin County with a population of about 497.

At a glance, the area shows median age of 45.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 223, 717; U.S. House district PA-13; the HARRISBURG - LNCSTR - LEB - YORK media market.

Median household income in ZIP 17254 is about $135,321 — about 80% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.0%; unemployment rate near 0.0%; 38.0% of adults with a bachelor’s degree or higher (about 4.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Construction, and Retail trade; about 39.5% of workers reporting work-from-home (about 24.3 points above the U.S. share (15.2%)); a mean commute of about 118.0 minutes (U.S. average near 26.8).

Median home value is about $270,700 — about 22% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 17254 in Scotland, PA, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,739. That sits below the local median household income ($135,321), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Scotland CDP, PA as Relatively Low (composite score 76.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (85.6) and flood (84.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Scotland CDP, PA show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 23 for ZIP 17254 (Scotland CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.