US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 17103
  5. Housing & Real Estate
Harrisburg city, PA

ZIP 17103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 17103

Median Home Value
$113,100
Median Rent
$814
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$727/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 17103 in Harrisburg city, PA, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $727. That sits below the local median household income ($41,383), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
40.8%-38% vs US avg
x
Vacancy Rate
12.3%+20% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
17.2%+16% vs US avg
x
Built Pre-1939
17.5%+37% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
25.6%-48% vs US avg
x
Mortgage-Free
43.4%+14% vs US avg
x
$113,100
Home Value
$814
Rent
1945
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached18.6%
  • 1-unit attached46.7%
  • 2-9 units26.2%
  • 10+ units7.8%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$113,100
Median rent$814
Owner-occupied40.8%
Vacant12.3%
Price-to-income2.7x
Est. income to buy$31,000