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Richfield CDP, PA

ZIP 17086 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 17086

Median Home Value
$180,200
Median Rent
$492
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,158/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

30.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 17086 in Richfield CDP, PA, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,158. That sits below the local median household income ($65,795), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.1%+10% vs US avg
x
Vacancy Rate
15.5%+50% vs US avg
x
Broadband Access
79.6%-9% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
7.9%-38% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
9.0%-82% vs US avg
x
Mortgage-Free
55.6%+46% vs US avg
x
$180,200
Home Value
$492
Rent
1964
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.1%
  • 1-unit attached3.4%
  • 2-9 units8.7%
  • 10+ units0.0%
  • Mobile home & other7.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$180,200
Median rent$492
Owner-occupied72.1%
Vacant15.5%
Price-to-income2.7x
Est. income to buy$50,000