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East Waterford CDP, PA

ZIP 17021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 17021

Median Home Value
$197,500
Median Rent
$468
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,269/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

35.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 17021 in East Waterford CDP, PA, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,269. That sits below the local median household income ($60,938), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.5%+21% vs US avg
x
Vacancy Rate
34.9%+239% vs US avg
x
Broadband Access
72.7%-16% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
4.5%-64% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
3.1%-94% vs US avg
x
Mortgage-Free
71.2%+86% vs US avg
x
$197,500
Home Value
$468
Rent
1974
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.6%
  • 1-unit attached0.3%
  • 2-9 units0.4%
  • 10+ units0.0%
  • Mobile home & other15.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$197,500
Median rent$468
Owner-occupied79.5%
Vacant34.9%
Price-to-income3.2x
Est. income to buy$54,000