ZIP Code 16691 — undefined, PA Demographics & Data

ZIP code 16691 covers PA in Fulton County with a population of about 297.

At a glance, the area shows median age of 52.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 582, 814; U.S. House district PA-13; the WASHINGTON, DC (HAGRSTWN) media market.

Median household income in ZIP 16691 is about $75,417 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.9%; unemployment rate near 3.7%; 17.8% of adults with a bachelor’s degree or higher (about 15.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Professional services; about 13.4% of workers reporting work-from-home (about 1.8 points below the U.S. share (15.2%)); a mean commute of about 110.0 minutes (U.S. average near 26.8).

Median home value is about $238,200 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 97.2% (about 31.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16691 in PA, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,530. That sits below the local median household income ($75,417), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for PA as Very Low (composite score 7.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (71.2) and wildfire (22.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 40.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 16691 (PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.