ZIP Code 16685 — undefined, PA Demographics & Data

ZIP code 16685 covers PA in Huntingdon County with a population of about 330.

At a glance, the area shows median age of 37.8 (near the U.S. median).

It sits in telephone area codes 582, 814; U.S. House district PA-13; the JOHNSTOWN - ALTOONA media market.

Median household income in ZIP 16685 is about $137,574 — about 83% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.3%; unemployment rate near 0.0%; 25.6% of adults with a bachelor’s degree or higher (about 8.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Wholesale trade, and Public administration; a mean commute of about 144.0 minutes (U.S. average near 26.8).

Median home value is about $225,000 — about 35% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.4% (about 28.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16685 in PA, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,445. That sits below the local median household income ($137,574), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for PA as Relatively Low (composite score 50.3), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (71.2) and flood (68.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 40.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 16685 (PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.