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Hastings borough, PA

ZIP 16646 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16646

Median Home Value
$116,400
Median Rent
$440
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$748/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16646 in Hastings borough, PA, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $748. That sits below the local median household income ($61,929), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
89.0%+36% vs US avg
x
Vacancy Rate
9.3%-10% vs US avg
x
Broadband Access
80.5%-7% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
9.6%-25% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
22.1%-56% vs US avg
x
Mortgage-Free
58.0%+52% vs US avg
x
$116,400
Home Value
$440
Rent
1951
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.2%
  • 1-unit attached2.4%
  • 2-9 units6.0%
  • 10+ units0.0%
  • Mobile home & other6.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$116,400
Median rent$440
Owner-occupied89.0%
Vacant9.3%
Price-to-income1.9x
Est. income to buy$32,000