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Cresson borough, PA

ZIP 16630 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16630

Median Home Value
$139,700
Median Rent
$557
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$897/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16630 in Cresson borough, PA, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $897. That sits below the local median household income ($65,034), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.3%+9% vs US avg
x
Vacancy Rate
11.1%+8% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
4.8%-68% vs US avg
x
Built Pre-1939
9.5%-26% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
17.4%-65% vs US avg
x
Mortgage-Free
53.1%+39% vs US avg
x
$139,700
Home Value
$557
Rent
1965
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.0%
  • 1-unit attached1.7%
  • 2-9 units11.9%
  • 10+ units10.1%
  • Mobile home & other9.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$139,700
Median rent$557
Owner-occupied71.3%
Vacant11.1%
Price-to-income2.1x
Est. income to buy$38,000