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ZIP 16512
Housing & Real Estate

ZIP 16512 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16512

Median Home Value

$83,800

Median Rent

$593

Affordability Snapshot

$23,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$538/mo PITI).

29%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

11.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16512, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $538. That is roughly in line with the local median household income ($24,911). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

22.7%-65% vs US avg

Vacancy Rate

12.8%+24% vs US avg

Broadband Access

87.5%+1% vs US avg

4+ Bedrooms

1.3%-91% vs US avg

Built Pre-1939

3.6%-72% vs US avg

Built Post-2014

1.3%-81% vs US avg

Rent Burden >30%

46.3%-7% vs US avg

Mortgage-Free

82.6%+116% vs US avg

$83,800

Home Value

$593

Rent

1938

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached34.5%
1-unit attached2.2%
2-9 units36.2%
10+ units22.7%
Mobile home & other4.5%

ZIP 16512 — Housing & Real Estate

Housing & Real Estate in ZIP Code 16512

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