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Russell CDP, PA

ZIP 16345 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16345

Median Home Value
$183,800
Median Rent
$561
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,181/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16345 in Russell CDP, PA, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,181. That sits below the local median household income ($94,722), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.5%+41% vs US avg
x
Vacancy Rate
18.1%+76% vs US avg
x
Broadband Access
85.7%-1% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
10.8%-78% vs US avg
x
Mortgage-Free
52.9%+38% vs US avg
x
$183,800
Home Value
$561
Rent
1974
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.1%
  • 1-unit attached0.6%
  • 2-9 units4.5%
  • 10+ units0.0%
  • Mobile home & other7.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$183,800
Median rent$561
Owner-occupied92.5%
Vacant18.1%
Price-to-income1.9x
Est. income to buy$51,000