ZIP Code 16321 — undefined, PA Demographics & Data

ZIP code 16321 covers PA in Forest County with a population of about 10.

At a glance, the area shows median age of 62.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 582, 814; U.S. House district PA-15; the PITTSBURGH media market.

PA reads as a military / base-oriented community on US5’s intent model (elevated veteran share (33.3%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Food services, Wholesale trade, and Public administration; a mean commute of about 6.0 minutes (U.S. average near 26.8).

Median home value is about $108,300 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.9% (about 23.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16321 in PA, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $696. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for PA as Very Low (composite score 19.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (52.1) and flood (43.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 47.1 inches of annual precipitation.

IRS migration statistics for ZIP 16321 (PA) are roughly balanced (near-zero net) on US5’s published series.