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Knox borough, PA

ZIP 16232 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16232

Median Home Value
$129,900
Median Rent
$561
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$834/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16232 in Knox borough, PA, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $834. That sits below the local median household income ($58,583), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.8%+17% vs US avg
x
Vacancy Rate
12.9%+25% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
7.1%-86% vs US avg
x
Mortgage-Free
50.2%+31% vs US avg
x
$129,900
Home Value
$561
Rent
1962
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.5%
  • 1-unit attached0.4%
  • 2-9 units7.3%
  • 10+ units4.8%
  • Mobile home & other12.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$129,900
Median rent$561
Owner-occupied76.8%
Vacant12.9%
Price-to-income2.2x
Est. income to buy$36,000