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Spring Hill CDP, PA

ZIP 15946 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15946

Median Home Value
$116,100
Median Rent
$501
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$746/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15946 in Spring Hill CDP, PA, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $746. That sits below the local median household income ($56,602), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.0%+27% vs US avg
x
Vacancy Rate
11.1%+8% vs US avg
x
Broadband Access
83.1%-4% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
11.2%-13% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
32.2%-35% vs US avg
x
Mortgage-Free
60.1%+57% vs US avg
x
$116,100
Home Value
$501
Rent
1955
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.9%
  • 1-unit attached0.9%
  • 2-9 units6.8%
  • 10+ units3.8%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$116,100
Median rent$501
Owner-occupied83.0%
Vacant11.1%
Price-to-income2.1x
Est. income to buy$32,000